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🔒 Privacy Policy

Your privacy matters to us. Learn how we collect, use, and protect your information.

Last Updated: January 5, 2025

1. Introduction

Welcome to "How Rich Are You?" ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we handle your data. This Privacy Policy explains how we collect, use, and protect your information when you use our wealth calculator service.

2. Information We Collect

2.1 Information You Provide

  • Income Data: The annual income amount you enter into the calculator for comparison purposes
  • This data is processed locally in your browser and is not stored on our servers

2.2 Automatically Collected Information

  • Cookies: Small data files stored on your device to remember your cookie consent preferences
  • Analytics Data: When you consent, we collect usage data through Google Analytics including:
    • Pages visited and time spent on the site
    • Device type, browser, and operating system
    • General location (country/city level)
    • Referring website
  • Advertising Data: Google AdSense may collect information for personalized advertising when you provide consent

3. How We Use Your Information

We use the collected information for the following purposes:

  • Service Functionality: To calculate and display your wealth comparison results
  • Analytics: To understand how users interact with our service and improve user experience
  • Advertising: To display relevant advertisements that support our free service
  • Legal Compliance: To comply with applicable laws and regulations

4. Cookie Policy

We use the following types of cookies:

Essential Cookies

Required for basic site functionality. These cookies remember your cookie consent choice.

Analytics Cookies (Optional)

Google Analytics cookies help us understand how visitors use our site. These are only set if you consent.

Advertising Cookies (Optional)

Google AdSense cookies enable personalized advertising. These are only set if you consent.

You can manage your cookie preferences at any time by clearing your browser's local storage and revisiting our site.

5. Third-Party Services

We use the following third-party services:

Google Analytics

Provides website analytics and insights. Google Analytics collects data about your use of our service.

Google Privacy Policy →

Google AdSense

Displays advertisements on our site. AdSense may use cookies to show relevant ads based on your interests.

AdSense Data Collection: Google uses cookies and similar technologies to:

  • Serve ads based on prior visits to our website or other websites
  • Show personalized ads based on your interests
  • Measure ad performance and effectiveness
  • Prevent fraud and improve ad quality

You can opt out of personalized advertising by visiting Google Ads Settings or by downloading the Google Analytics Opt-out Browser Add-on.

Google Advertising Privacy →

5.5 Income Calculator Disclaimer

âš ī¸ IMPORTANT DISCLAIMER

Our income calculators (Wealth Rank, Time Worth, Millionaire Timeline, Hours Worked) provide estimates for educational and informational purposes only. These calculations:

  • Are based on statistical models and publicly available data that may not reflect current conditions
  • Do not account for individual circumstances, taxes, inflation, market fluctuations, or other variables
  • Should not be considered as financial, investment, tax, or legal advice
  • Are provided "as is" without warranties of accuracy or completeness

Always consult with qualified financial professionals before making any financial decisions. We are not responsible for any decisions made based on calculator results.

6. Your Rights (GDPR & CCPA)

Depending on your location, you may have the following rights:

  • Right to Access: Request a copy of the personal data we hold about you
  • Right to Rectification: Request correction of inaccurate data
  • Right to Erasure: Request deletion of your personal data
  • Right to Object: Object to our processing of your data
  • Right to Withdraw Consent: Withdraw consent for cookies at any time
  • Right to Data Portability: Request transfer of your data to another service

7. Data Security

We implement appropriate technical and organizational measures to protect your data. However, no internet transmission is 100% secure. We use:

  • Industry-standard encryption for data in transit
  • Local browser storage for calculator data (not transmitted to servers)
  • Regular security updates and monitoring

8. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us:

Email: privacy@howrichareyou.com

(Note: Replace with your actual contact email)

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